TOPY AI CFO Skills
22 skills that make your coding agent a small company's AI CFO, accountant and bookkeeper: Stripe into QuickBooks, bank feed matching and bank rules, month-end close, management accounts, reports to the other c-levels, runway and UK compliance — on the TOPY.AI CFO MCP server.
The AI CFO is goal-first. It keeps four standing goals — cash safety (runway above the floor), books closed (every month closed and reconciled by the 10th), compliance (no deadline missed) and unit economics — and every routine below exists to move one of them.
- Core (
topy-ai-cfo): connect, the daily brief, the CFO's goals, first-time setup. - Bookkeeping: categorising transactions (UK treatment), the month-end close, journals, share capital.
- Stripe (service agent): Stripe into the books (monthly journals + payout transfers that reconcile to Stripe's balance), revenue operations (failed payments, disputes), and money moves through Stripe's official MCP.
- QuickBooks (service agent): bank-feed matching and bank rules driven in Chrome where QuickBooks has no API, reconciliation, locking a closed month, reports.
- Reporting: management accounts, one-screen reports for the CEO, CMO, CTO, CRO, CPO, COO, CSO and the board, runway.
- Compliance (UK): Companies House and HMRC deadlines (including the split first CT period), the VAT threshold, year-end.
Every change in TOPY, QuickBooks or Stripe takes two calls: a preview the agent shows you, then a confirmed call after you say yes. Skills never confirm for you, never move money, and never type your passwords.
Install
npx @topy-ai/cfo-skills install # this project, for the agents set up here
npx @topy-ai/cfo-skills install -g --mcp # your user, plus the MCP server
npx @topy-ai/cfo-skills install --category stripe,quickbooks
npx @topy-ai/cfo-skills list
Claude Code plugins: /plugin marketplace add TOPY-AI-LTD/TOPY-AI-CFO-Skills, then /plugin install topy-ai-cfo-all@topy-ai-cfo.
Codex: codex plugin marketplace add TOPY-AI-LTD/TOPY-AI-CFO-Skills. Pi: pi install npm:@topy-ai/cfo-skills.
See the installer README.
Connect TOPY.AI
https://topy.ai/mcp/cfo — OAuth with your TOPY.AI account (the same one as the AI CEO). Connect Stripe (a read-only
restricted key) and QuickBooks once in the TOPY.AI dashboard.
| Client | How |
|---|---|
| Claude, ChatGPT (web, desktop) | custom connector https://topy.ai/mcp/cfo |
| Claude Code | claude mcp add --transport http topy-cfo https://topy.ai/mcp/cfo |
| Codex | codex mcp add topy-cfo --url https://topy.ai/mcp/cfo |
| Clients that only start a command | npx -y @topy-ai/cfo-mcp after npx @topy-ai/cfo-mcp login |
| Terminal and scripts | npm i -g @topy-ai/cfo-cli && cfo-cli login; cfo-cli brief, cfo-cli close 2026-10, cfo-cli chrome-kit |
How the skills fit together
topy-cfo-connect ─▶ topy-cfo-setup ─▶ topy-cfo-goals
│
daily: topy-cfo-brief · stripe-revenue-ops
│
monthly: stripe-to-books ─▶ qbo-bank-feed-match ─▶ qbo-bank-rules / topy-cfo-categorise
─▶ qbo-reconcile ─▶ topy-cfo-month-end-close ─▶ qbo-close-books
─▶ topy-cfo-management-accounts ─▶ topy-cfo-clevel-reports · topy-cfo-runway
│
compliance: topy-cfo-uk-deadlines · topy-cfo-vat-watch ─▶ topy-cfo-year-end
Try: "Book Stripe into QuickBooks", "Match my Stripe payouts in the bank feed", "Close October", "How long will our cash last?", "What are my filing deadlines?"
Packages
| Package | What it is |
|---|---|
@topy-ai/cfo-skills |
these skills, installed into ~20 agents (cfo-skills) |
@topy-ai/cfo-mcp |
a local stdio MCP server for clients that only run local servers (cfo-mcp) |
@topy-ai/cfo-cli |
the AI CFO in the terminal, with the Chrome kit for QuickBooks (cfo-cli) |
Repository structure
plugins/
topy-ai-cfo/ core skills + .mcp.json (Claude Code) and mcp.json (Codex)
topy-ai-cfo-bookkeeping/ topy-ai-cfo-stripe/ topy-ai-cfo-quickbooks/
topy-ai-cfo-reporting/ topy-ai-cfo-compliance/
topy-ai-cfo-all/ bundle that depends on all six
.claude-plugin/marketplace.json Claude Code marketplace
.agents/plugins/marketplace.json Codex marketplace
skills.json machine-readable catalogue
packages/skills/ the @topy-ai/cfo-skills installer
The skills are generated from a source catalogue kept next to TOPY.AI's MCP server; the build checks every tool a
skill names against the CFO server's tool list. Please open an issue rather than editing a SKILL.md.
Not tax, legal or investment advice: filings and money movements stay with the founder or their accountant.
License
MIT © TOPY AI LTD. Privacy: topy.ai/privacy.
Skills
22 skills in 6 plugins, plus the topy-ai-cfo-all bundle. Generated from the source catalogue: please open an issue rather than editing a SKILL.md.
AI CFO core (MCP) · topy-ai-cfo
| Skill | Tier | What it does |
|---|---|---|
topy-cfo-brief |
core | The founder's daily money check in five lines — cash in the banks and Stripe, runway, last month's close, the next deadline, anything failed or disputed — silent when nothing changed. |
topy-cfo-connect |
core | Connects the founder's AI CFO — the TOPY CFO MCP server, Stripe (read-only key), QuickBooks (sign in with Intuit) and the company facts from Companies House. |
topy-cfo-goals |
core | Sets the AI CFO's goals — cash safety, books closed on time, zero late filings, healthy unit economics — as objectives under the CEO's goal tree, so every finance task serves one. |
topy-cfo-setup |
core | The first set-up of a small UK company's books with the AI CFO — company facts, share capital as Companies House shows it, Stripe booked month by month, bank transfers paired, suppliers and bank rules — until every bank and Stripe account equals reality. |
Bookkeeping & close · topy-ai-cfo-bookkeeping
| Skill | Tier | What it does |
|---|---|---|
topy-cfo-categorise |
connected | How a UK bookkeeper categorises a small company's transactions — which account, the tax effect, and when to ask — with suppliers created in QuickBooks. |
topy-cfo-journals |
core | Books the journals a bookkeeper needs — accruals, prepayments, reclassifications, corrections — balanced, numbered once and previewed before they reach QuickBooks. |
topy-cfo-month-end-close |
core | Closes a month the way a senior accountant does — Stripe booked and reconciled, bank feed cleared, nothing uncategorised, every bank reconciled to its statement — then management accounts and the c-level reports. |
topy-cfo-share-capital |
core | Keeps share capital as Companies House shows it — shares issued at their nominal value, what each shareholder still owes, and their payments booked against it, not as income. |
Stripe service agent · topy-ai-cfo-stripe
| Skill | Tier | What it does |
|---|---|---|
stripe-official-mcp |
connected | When money must move in Stripe — a refund, a payment link, a subscription change — the CFO drafts it and the founder does it through Stripe's official MCP server or dashboard, never through TOPY's read-only key. |
stripe-revenue-ops |
core | The CFO's watch on Stripe — balance and payouts, the month's sales, refunds and fees, failed payments and disputes — with the chasing handed to the CRO. |
stripe-to-books |
core | Books Stripe in QuickBooks the way an accountant does — one journal per month (sales by plan, refunds, fees) and one transfer per payout — so the Stripe account always equals Stripe's balance and each payout matches the bank. |
QuickBooks service agent · topy-ai-cfo-quickbooks
| Skill | Tier | What it does |
|---|---|---|
qbo-bank-feed-match |
core | Matches QuickBooks' bank feed in Chrome — Stripe payouts to their transfers, transfers between the company's own accounts paired — acting only where the date and amount match exactly, with every key press checked first. |
qbo-bank-rules |
core | Creates QuickBooks bank rules in Chrome from the CFO's rule list — supplier, account, conditions, auto-post — testing each rule's match count before saving, so recurring transactions post themselves correctly. |
qbo-close-books |
core | After a close, sets QuickBooks' closing date in Chrome (with the founder's yes) so nobody changes a reported month by accident. |
qbo-reconcile |
core | Reconciles each bank account to its statement — record the statement balance, compare it with QuickBooks, find the difference — and, with the founder, completes QuickBooks' own Reconcile in Chrome. |
qbo-reports |
core | Reads QuickBooks' reports — profit and loss, balance sheet, cash flow, trial balance, general ledger, aged debtors and creditors — and explains them in plain words with the figures behind them. |
Reporting & runway · topy-ai-cfo-reporting
| Skill | Tier | What it does |
|---|---|---|
topy-cfo-clevel-reports |
core | One-screen finance reports for each AI cofounder — CEO, CMO, CTO, CRO, CPO, COO, CSO — and the board, each with the numbers that role owns, its flags, and the questions the CFO needs that role to answer. |
topy-cfo-management-accounts |
core | The month's management accounts in one page — P&L against last month, cash and runway, balance sheet highlights, KPIs and the CFO's commentary — built from QuickBooks and Stripe after the close. |
topy-cfo-runway |
core | How long the cash lasts, the cash floor, and what to do about it — from real monthly net in QuickBooks and Stripe's pending balance, with three costed options when runway is under 12 months. |
UK compliance · topy-ai-cfo-compliance
| Skill | Tier | What it does |
|---|---|---|
topy-cfo-uk-deadlines |
core | Every UK company deadline in one list — annual accounts, Corporation Tax payment and CT600 (split when the first period is over 12 months), confirmation statement — from Companies House, with days left and who does it. |
topy-cfo-vat-watch |
core | Watches taxable turnover over the rolling 12 months against the UK VAT registration threshold (£90,000) and warns early, so the company registers on time — or confirms it doesn't need to. |
topy-cfo-year-end |
core | Gets a financial year ready for the statutory accounts and the CT600 — every month closed, trial balance, year-end adjustments, tax add-backs — as a checklist with figures for the founder or their accountant. |